Free tools

Trading Fee Savings Calculator

Enter your monthly trading volume and see what a referral discount takes off your exchange fees each month and each year.

Calculator

Fee without the code
Fee with the code
Saved per month
Saved per year

This calculator is for information only. It is not investment advice, and the result is an estimate: your real cost depends on your VIP tier, the pair you trade and the price at the moment of execution. Fee rates were last checked on 2026-08-21; confirm the current schedule on the exchange's own page.

Referral code
15% off spot 5% off futures
SAM210826
Sign up on Binance

That saving only applies if the code is in place before your first trade — 15% off every spot fee.

A calculator screen showing the fee before and after the referral discount

Percentages are hard to weigh. Enter the volume you actually trade in a month and this calculator turns a referral discount into a figure in dollars — per month and across a year.

How it works

The calculator takes your monthly volume, applies the standard entry-tier fee for the market and order type you pick, then applies the invitee discount attached to the exchange you select.

The fee without the code row is what an account with no referrer pays. The fee with the code row is what an account created with a code pays for exactly the same activity. The gap between them is the whole question.

  • Spot uses the exchange's standard entry-tier rate for both maker and taker orders.
  • Futures uses the separate maker and taker rates, which differ far more than on spot.
  • The token option applies the exchange's own fee-token reduction before the referral discount.
  • The annual figure is the monthly saving times twelve — it assumes your volume holds steady.

What counts as monthly volume

Volume means the total value of executed trades, counting both sides.

Buying $5,000 of an asset and selling it in the same month is $10,000 of volume, not $5,000. This is the most common mistake people make estimating their own activity, and it leaves most people reporting roughly half their real figure.

On futures, volume means notional value: a position with $500 of margin at 10x leverage contributes $5,000 per side.

What is not included

The result is a trading-fee comparison only. Three costs sit outside it, and for many accounts they are larger.

  • Spread and slippage — paid on every market order and never itemised as a fee.
  • Funding rates on perpetual futures, exchanged between traders every eight hours.
  • Withdrawal and network fees, which depend entirely on the blockchain used.
  • Tier upgrades, which lower the base rate as volume rises and therefore shrink the absolute saving.

If the number looks small next to your trading activity, that is an honest answer rather than a miscalculation. The discount is worth taking because it is free, not because it changes everything.

Questions about this page

Are these figures official?

No. They use each exchange's published entry-tier fee rates and the invitee discount attached to the code on this site. Your real rate depends on your own tier and the pair you trade.

Why is my saving smaller than I expected?

The discount is a percentage of the fee, not of the trade. Fifteen percent of a one-dollar fee is fifteen cents.

Is the exchange token discount included?

Yes, as an option. The token reduction applies first and the referral discount applies to the remainder, so the two multiply rather than add.

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Last updated 2026-08-21 by refcodecrypto.com. About this site

Risk warning. Crypto assets are high risk and you can lose your entire capital. Nothing on this site is investment advice.

This is an independent site, not Binance. It earns a share of trading commission when someone signs up with the referral code — at no extra cost to you. Affiliate disclosure

Fee rates were last checked on 2026-08-21; confirm the current schedule on the exchange's own page.