Switzerland CHF

Binance Referral Code in Switzerland

Updated 2026-08-21

Using the Binance referral code from Switzerland: CHF funding, the FINMA framework, and why private wealth gains are often untaxed.

A Swiss flag motif beside a tax exemption badge

Switzerland has one of the most developed crypto regulatory environments anywhere, with a defined framework under FINMA and a tax treatment that is unusually favourable for private investors — with an important caveat about what counts as private.

Getting CHF in

Swiss bank transfers are the standard route. SEPA is also available for EUR. Card deposits work and carry the usual premium.

Swiss banks vary considerably in their appetite for crypto-related transfers; some are actively supportive and others restrict them. If a transfer is blocked, the restriction is usually at the bank.

Regulation

FINMA supervises financial market activity, and Switzerland's DLT legislation created a defined legal basis for tokenised assets and trading infrastructure. The result is a comparatively mature market with a substantial domestic industry.

Offshore exchanges serving Swiss residents are subject to their own compliance positions; verify the current status of any platform you use.

Tax

For private investors, capital gains on movable private wealth are generally exempt from income tax — which is the headline that draws attention.

The caveat matters: the tax authorities apply criteria to distinguish private wealth management from professional trading activity, considering factors such as holding periods, transaction frequency, use of leverage and whether borrowed funds are involved. Activity classified as professional is taxed as income, and leveraged futures trading points firmly in that direction.

Wealth tax also applies to holdings at their year-end valuation. This is general information rather than tax advice; the classification question is genuinely worth professional input.

What the referral discount is worth

An account trading CHF 25,000 a month on spot pays roughly CHF 300 a year in trading fees at the standard rate and about CHF 255 with the code.

As elsewhere, the discount applies to the fee in whatever asset it is charged in and does not depend on your local currency.

Rules on crypto trading, taxation and exchange access change often in Switzerland. This page is general information, not legal or tax advice — check your own national regulator before you trade.

Referral code
15% off spot 5% off futures
SAM210826
Sign up on Binance

The code can only be entered while you create the account. It costs you nothing and cannot be added later.

Questions about this page

Are crypto gains tax-free in Switzerland?

For private investors, capital gains on movable private wealth are generally exempt. Activity classified as professional trading is taxed as income, and wealth tax applies to holdings.

What makes trading 'professional' for Swiss tax purposes?

Criteria include short holding periods, high transaction frequency, use of leverage and borrowed funds. Leveraged futures trading points strongly toward professional classification.

How do I deposit CHF?

Swiss bank transfer is standard, with SEPA available for EUR. Bank appetite for crypto-related transfers varies significantly between institutions.

Fee rates on this page were checked on 2026-08-21 against the exchange's official fee schedule. Rates can change without notice.

Work it out for yourself

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Last updated 2026-08-21 by refcodecrypto.com. About this site

Risk warning. Crypto assets are high risk and you can lose your entire capital. Nothing on this site is investment advice.

This is an independent site, not Binance. It earns a share of trading commission when someone signs up with the referral code — at no extra cost to you. Affiliate disclosure

Fee rates were last checked on 2026-08-21; confirm the current schedule on the exchange's own page.